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Compare Savings Options · Best if you want: A free, high-interest savings account tied to your Kasasa Checking account · Minimum opening balance: $5 · Tiered rates. Western Alliance Bank High Yield Savings Account: % APY · UFB Portfolio Savings: % APY · Valley Direct High Yield Savings Account: % APY. MIT FCU offers much more than just a great rate. % APY**. No monthly maintenance fees; $ minimum balance (to earn dividends); Federally insured. Start saving with a PFCU Savings Account. Great rates and specialty packages available. Primary, Higher Yield, Money Market, and Special Savings options. MIT FCU offers much more than just a great rate. % APY**. No monthly maintenance fees; $ minimum balance (to earn dividends); Federally insured.